2008 was a year of great progress as ADIH continued to realize its vision of becoming the investment bank of choice for MENASA (Middle East, North Africa, and South Asia). We leveraged two innovative new concepts for growth in emerging markets: EntertainmentCity and Porta Moda. We also created Vision3, an ADIH strategic alliance with Gulf Finance House and Ithmaar Bank. These initiatives strengthen our ability to expand and grow as a major resource for investment and business opportunities within the region and globally. Most important, our strategic approach will ensure our success in the years to come.